Our investment strategy is to invest in residential mortgages from borrowers whose finance needs are not being met by traditional financial institutions, through a common-sense risk-based approach, conservative loan-to-values, geographical & borrower diversification, and rigorous & diligent mortgage servicing, we are able to achieve consistent and well above average income distributions for our investors. A typical loan in our portfolio has an average interest rate of 7.99 – 10.99% per annum, 3-6-12 month terms, and interest-only mortgage payments. Mortgage loan amounts are generally $50,000 and up.
Our objectives are:
- To preserve our Investors’ equity
- To provide our Investors with a consistent and secure interest income from the mortgage loans within the lending parameters for the MIC
- Working with our exclusive distribution network, risk parameters, rigorous administration of mortgages under management we have and will continue to deliver superior returns & value to our Investors